- Hail
- Severe thunderstorms
- Tree damage
- Frozen pipes
- Fire in rentals
A college town with a large rental market
Athens-Clarke County has a higher share of rental housing than most Georgia communities, much of it older homes divided into units or purpose-built student housing near campus. Landlords file water, fire and storm claims at a steady clip, and those claims bring complications: loss of rents, tenant contents that belong on a separate policy, and properties that need to be turned around before the next lease cycle.
For owner-occupants in Five Points, Normaltown, Boulevard and Cobbham, the issues are more familiar — hail and wind from spring storms moving off the Piedmont, and big trees that come down when the ground is saturated. Northeast Georgia winters are also cold enough that frozen and burst pipes are a regular claim category.
Athens claims we evaluate
- Fair rental value and loss of rents in landlord policies.
- Burst-pipe losses in older homes with crawlspace plumbing.
- Kitchen fires and smoke migration in multi-unit buildings.
- Hail damage on homes and small commercial buildings downtown.
- Tree impacts in heavily wooded neighborhoods.
Areas we serve
Five Points, Normaltown, Boulevard, Cobbham, Eastside, Westside, Winterville, Bogart, Watkinsville and Oconee County, and Jackson and Madison county properties nearby.
Services available in Athens
Every Georgia Insurance Appraiser service is available to property owners in Athens and the surrounding area, including:
- Appraisal Clause Representation
- Homeowner Claim Appraisal
- Commercial Claim Appraisal
- Hail & Roof Claim Appraisal
- Wind & Tornado Damage Appraisal
- Hurricane & Tropical Storm Appraisal
Questions from Athens property owners
Does a landlord policy allow appraisal?
Most dwelling-fire and landlord policies include an appraisal provision similar to homeowners policies. We check the specific form before advising.
Is my tenant’s furniture part of my claim?
Usually not. Tenants’ belongings are covered under the tenant’s renters policy, not the owner’s dwelling policy.